E: headoffice@nationalsterling.com.au | T: Melbourne: 03 9533 8555 | Adelaide: 08 8127 4040


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“National Sterling was excellent. They really helped me sort out all my finances and insurances. They showed me that if I didn't work or passed away, the burden that I could possibly leave on my family. I'm really grateful that I had the time to talk to the adviser and recommend National Sterling to all my mates. ”
“The adviser really helped me sort out my insurance and got me a really competitive premium. I never really thought I could afford until the adviser showed me it's not expensive as once thought”
“TPD? I didn't even know what it was until my adviser came out and showed me what it was and how, in my occupation it was necessary. After that appointment with him, I can't see how I didn't have it in place in the past.”
“The adviser was very good, I really didn't know that much about insurance but he showed me a clear understanding of it.”
"The financial adviser was exactly what my wife and I needed. He really showed us that investing in the right superannuation fund could yield very high dividends in the future. ”
National Sterling Insurance

Our Services


How much cover you need depends on your personal circumstances – family situation, age, income and expenses, assets and debt.

Your financial adviser will review your personal circumstances and advise you on the amount and type of personal risk insurance you need. We will review any personal insurance you already have and advise you whether it still meets your needs.

What is Personal Insurance?


Personal insurance can be categorised into the following areas:

Life Insurance – pays out a lump sum to provide financial security to beneficiaries in the event of death of the insured

Income Protection – provides an income when you cannot earn one due to severe illness or disability. This will allow you to continue meeting your financial commitments (ie mortgage, school fees, food) throughout your illness.

Trauma/Crisis Events – when an unpredictable event – such as physical impairment, heart attack, cancer and stroke occur – without discrimination.

Total and Permanent Disability – will provide a lump sum payment to you should you suffer an illness or injury which totally and permanently prevents you from returning to work.

Why do I need Personal Insurance


Protection against life’s uncertainties is sensible financial management. Investing in personal insurance will ensure that you and your family can continue to enjoy the quality of life that you want.

Having insurance can provide financial protection for your family’s personal needs. Insurance can be structured to provide for such things as the repayment of your debts upon death or disability, financial assistance for dependants and protection against the loss of income.

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